Collision Cover
If you hit another car or a guardrail, this handles the repair bill for your own vehicle. You pick the deductible that feels comfortable.
Read More
Auto insurance consulting made easy to understand
Your Car DeservesBetter Coverage
Your car carries you to work, to school runs and to weekend trips. I help you pick coverage that keeps those drives calm, even when the road throws something at you.
Auto insurance help for everyday drivers
The Right Cover For Your Car Without The Guesswork
More About MeMost drivers only read their car policy after something goes wrong. That is a rough way to learn how your protection really works.
So the whole idea here is simple. You tell me what you drive and how often you drive it. Then I explain what each part of your cover does, in words that actually make sense, and you decide what stays and what goes.
Claim Clarity
Know what your policy pays before you need it.
Cost Control
Shift your deductible until the price fits.
Cover Worth Knowing
Protection I help you make sense of, shaped around your car, your habits and your budget
Weather And Theft
Hail dents, a fallen branch, a broken window or a stolen car. Damage that has nothing to do with a crash still gets looked after.
Read MoreLiability Limits
When the fault is yours, this covers the other driver's repairs and injury costs so the whole thing does not land on your savings.
Read MoreWant A Second Look At Your Car Cover?
Tell me a little about your vehicle and your driving, and I will recommend the limits that suit it before you request a quote. Prefer to ask something first? I answer those too.
Support For The Moments You Did Not Plan
Flat tire on a back road. A claim you have never filed before. A rental car you suddenly need. Here is the extra support I suggest asking about before the day goes sideways.
More About MeRoadside Help
A jump start, a tow, a spare tire or a locked door. Someone comes out to get you moving again.
Read MoreRental Vehicle Support
While your car sits in the shop after a covered accident, you still have wheels for work and errands.
Read MoreMedical Expense Cover
Doctor visits and treatment after a covered crash, for you and anyone riding with you that day.
Read MoreWhat Drivers Say After A Policy Review
Real notes from drivers I have helped make sense of their policies
Ask A QuestionCar policy questions, answered
Frequently Asked Question
These land in my inbox almost every week. If yours is not here, send it over and I will give you a real answer, not a brochure.
It depends on what you would have to protect if a crash were your fault. Your state sets a legal floor, but that floor is often low. If you own a home or have savings, higher limits usually cost far less than most drivers expect.
Your deductible is the part you pay yourself before the policy pays the rest of a covered repair. Choose a higher one and your monthly cost drops, but you carry more of the bill on claim day. Pick a number you could cover this week without stress.
Only if you carry uninsured and underinsured driver coverage. It steps in when the person who hit you cannot pay for your repairs or medical costs. It is one of the cheaper pieces of a car policy and it saves a lot of headaches.
Yes. Moved to a new address, bought a different car, started driving fewer miles or added a family member. Any of those can shift your rate. Send me the update and I will explain what changes and what to ask your insurer to adjust.